Buying real estate in Ukraine: who and what is ready to spend money

According to the OLX portal research, the real estate, which was presented on June 25, 62% of Ukrainians plan or consider the purchase of real estate. Among them, 21% have clear plans to buy housing, another 6% are leased, and 32% do not plan to buy.

Among potential buyers, 61% prefer apartments, 48% - private homes, and 13% are interested in cottages or targets. Most (61%) consider both new buildings and secondary housing, 24% are only focused on the secondary market, and 14% are looking for a new housing.

Half of the respondents said that the incidence of Russia's attacks has a significant impact on their plans for the acquisition of real estate. Another 31% have a partial impact, and 19% say that war does not affect their decisions.

Ukrainians call the most important factors when choosing a home:

  • income stability and economic forecasts (49%);

  • Front situation and security risks (45%);

  • the price of the real estate market (42%);

  • international assistance to Ukraine (9%);

  • Other factors (7%).

During the war, the key criteria for housing were the price (79%), the area and number of rooms (74%), the district (71%), the infrastructure (69%), the floor (69%), the power source (63%), autonomous heating (61%) and the presence of shelter (60%).

The main motives for buying are changing living conditions (47%) and a desire to live separately (45%). Also, 19% want to get acquainted with proposals for the future, 18% invest in real estate, 8% move through work or training, and 7% name the influence of war.

As for the budget:

  • 44% are ready to spend up to $ 30 thousand;

  • 35% - from $ 30 to $ 60 thousand;

  • 17% - from $ 60 to $ 150 thousand;

  • 4% - more than $ 150 thousand.

37% are ready to pay the realtor-1-2% of the cost of the transaction, 22%-less than 1%, and 4% do not want to pay at all.

Only 9% clearly consider the purchase on credit, 59% have not yet determined. The benefits of credit are called the opportunity to get housing (59%), access to preferential programs (44%) and fixed payments (42%).

The Esosel program is interesting for 25% of potential creditors. The annual lending rate is up to 5% is acceptable for 76%, 18% are ready by 6-8%, and only 6% agree to 9% and higher rates.

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