Since the beginning of June 2025, Ukrainian banks will begin to apply new restrictions on financial transfers for individuals. It is about translations from card to card and transactions on IBAN details.
These changes are provided by a memorandum for transparency in the payment services market, which was joined by 51 bank and two non -bank financial institutions.
, a new monthly limit is set - UAH 100 thousand instead of the previous 150 thousand.
In case of exceeding this threshold, the bank will require documents confirming the source of origin of funds, including data on the level of income.
Who does not fall under the restriction
New limits will not apply to:
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customers who receive salaries through the bank;
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persons with confirmed income;
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volunteers and charitable organizations;
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transfers between own accounts within one bank.
How to confirm income
To remove the limit, you must provide one or more documents in electronic form:
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CHAPTER CR5, OK7;
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tax return;
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salary information;
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documents on enrollment of payments from state bodies;
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confirmation of the profits of family members;
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Documents on volunteer activity.
Based on such documents, the bank may increase the individual limit or cancel it completely, focusing on the client's real financial capabilities.
Financial institutions will monitor the receipts of clients and when establishing business relationships will determine the feasibility of high limit. Thus, the system becomes more transparent, but at the same time more demanding for the origin of funds.
