Deputy Managing Director of the Deposit Guarantee Fund for Individuals, Natalia Rudukha, previously worked in three banks, which were later declared insolvent and liquidated. Moreover, in two of these banks she was not just an ordinary employee, but the deputy chairman of the board. How Rudukha influenced the fate of these banks was examined in this material.
Initially, according to information from open sources, Nataliya Rudukha worked as a leading economist, and later as the chief economist of the operational accounting department Bank , which was later liquidated after her dismissal. The chief economist “saved so much” that the bank had to be declared insolvent.
Later, Rudukha went to work at Astra Bank. At first, she held the position of chief accountant, and then she was promoted to deputy chairman of the bank's board. However, this bank was also declared insolvent by the court.
Here is the second bank, which, not without the participation of Ms. Natalia, was brought to collapse. Recognizing one bank insolvent in a career may be a coincidence, but two is already a pattern. However, the failures of banks when Natalia Rudukha comes to work there do not end there.
Ms. Natalia's career was truly changed by Kontrakt Bank, where she came to work as Deputy Chairman of the Board in March 2015. She ended up there, most likely, not by chance, and here's why.
2014 was a fateful year for Kontrakt Bank, because it was then that the bank was bought by Israeli billionaire Yechiam Avissar (about whom almost nothing is known). Just two months after the bank changed from “American” to “Israeli,” it became clear to all Kontrakt clients that further cooperation with the bank would lead to the collapse of their business .
Later, the bank gets a new administration, which seems to have been carefully selected. The Chairman of the Board of Kontrakt Bank was Iryna Potapenko, who was previously the director of the Kyiv branch of Universal Bank and had never held such a high-ranking position. However, the main role in the process of “bringing Kontrakt to suicide” did not go to her. The role of the “watcher” was given to Ilya Marchevsky, who is a close friend of Eduard Stavytsky, a shadow partner of fugitive businessman Serhiy Kurchenko. Probably, that is why in the first days of the new board of the bank, loans worth 30 million hryvnias and 8 million dollars were issued to companies associated with Kurchenko.
Marchevsky would hardly have been able to turn around all the schemes without the participation of Natalia Rudukha, who already has "successful experience" of working in banks that were declared insolvent and knows all the schemes for quickly exhausting the banks' financial resources.
In October 2015, Kontrakt Bank was declared insolvent and later liquidated. According to the website of the Deposit Guarantee Fund for Individuals (where the main character of the text now works), it is noted that on the eve of the introduction of a temporary administration at PJSC Bank Kontrakt, the bank’s management organized a sale of property without actually receiving funds into the accounts and transferring funds from legal entities to the accounts of individuals. This led to a significant increase in the amount of compensation from the Guarantee Fund.
Almost simultaneously with the recognition of Kontrakt Bank as insolvent, Rudukha received a position at the Deposit Guarantee Fund for Individuals. Since October 2015, she worked as a leading accountant in the department supporting the withdrawal of insolvent banks from the market, since January 2016 - as a leading accountant in the department for the settlement of insolvent banks, and two months later - since March 2016 - she took the position of head of the accounting department for insolvent banks.
However, this position did not last long either; in June 2016, Rudukha was appointed Deputy Managing Director of the Deposit Guarantee Fund. It is worth noting that the entire new administration of Kontrakt Bank later received good positions in other banks, but it was Rudukha who got the best position – in the Deposit Guarantee Fund for Individuals, where she can now officially manage the property of liquidated banks.
Already in her position as Deputy Managing Director of the Deposit Guarantee Fund, she did not stop destroying banks and became a defendant in several criminal proceedings, in particular, depositors of one of the liquidated banks accused Natalia Rudukha of allegedly demanding 50% for compensation for their lost funds. However, so far, Ms. Natalia has not borne any responsibility, and considering who could have appointed her to the Deposit Guarantee Fund, most likely she will not.
