Fraudsters continue to attack the bank accounts of Ukrainians, and only in 2024 they managed to steal more than UAH 1.1 billion. Such data were published by the National Bank of Ukraine, emphasizing the growth of the activity of the intruders and increasing the average size of theft.
Compared to 2023, the average amount of the stolen funds from the account of one person increased from UAH 3.1 to 4.8 thousand. In this case, the bulk of fraudulent transactions - which is 83% of cases - occurs on the Internet. The remaining 17% are ATMs, payment terminals and other physical devices.
The main tool of the attackers is social engineering - a method in which the account owners are unconsciously providing confidential data. In 2024, 84% of all losses were caused in this way.
The National Bank emphasizes the most common fraudulent schemes:
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notification or calls about allegedly monetary care;
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Appeal on behalf of banking institutions or the National Bank itself with a request to provide details of cards or codes with SMS;
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request for transfer of funds on behalf of relatives or friends;
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Fake links that require full bank card data-often this happens during online sales of goods.
Vigilance will help to avoid fraud, the National Bank emphasizes. In the case of doubtful messages, you should immediately check the information directly in the bank or contact a person who is allegedly asking for assistance. It is strongly not recommended to move on suspicious links with SMS, messengers, or email.
Financial security in digital reality begins with the care of each user. No bank asks to notify the confirmation codes or CVV cards in telephone or through correspondence.
