To receive an old-age pension in Ukraine in 2025, it is necessary to reach retirement age and have the appropriate insurance experience. The right to a pension is regulated by the Law of Ukraine “On Compulsory State Pension Insurance”. According to the legislation, an old-age pension is assigned depending on the existing insurance experience and the age of the person:
- 60 years – with at least 32 years of insurance experience.
- 63 years old – with at least 22 years of insurance experience.
- 65 years old – with at least 15 years of insurance experience.
Insurance experience is the period during which contributions are paid to the Pension Fund of Ukraine.
The pension, if eligible for age, is sent to the Pension Fund authorities within three months of reaching retirement age. In such cases, payments will be assigned from the day following the day the relevant age is reached.
If a person has the required insurance experience and their data is entered in the register of insured persons, a pension can be assigned automatically . This is confirmed for those whose stage, acquired before 2004, through the digitization of the work book or other documents.
It should be noted that the minimum insurance level for retirement at age 60 is increasing. In 2025, it will be 32 years old, and by 2028 it will increase to 35 years old .
These changes are part of a pension reform aimed at making the system more stable. Therefore, it is important to take care of paying contributions and checking your insurance record in advance.
The pension system continues to change, and it is important for citizens to stay up to date with new requirements to avoid unpleasant surprises in the future.
