In 2023, the number of illegal card transactions (for which losses were incurred) increased by 25%, and the amount of losses from fraud jumped by 73% overall - up to UAH 883 million.
The average amount of one illegal transaction rose by 39% - from UAH 2,200 to UAH 3,065.
More often, money is stolen on the Internet, less often - through devices (ATMs, self-service terminals, etc.).
At the same time, people are often bred - what is called social engineering. The main schemes are as follows:
- fraudsters sending fake messages about the possibility of receiving assistance from the state, social funds: people follow our links to fraudulent sites and leave information that makes it possible to steal money from accounts;
– making a duplicate SIM card of a person's financial phone number (to which the account is linked), after which access to mobile banking is hacked and funds are stolen from the account or online loans are issued;
- a call from persons posing as employees of the bank's security service (through so-called call centers). Under various pretexts, they try to find out the details of a payment card or provoke a person to pay in order to embezzle funds;
- spreading messages on social networks for fake payments, purchases or to obtain money transfers for the benefit of fraudsters.
