Not enough insurance experience? The state allows it to buy it through PFU

Ukrainians have the opportunity to increase their length of service and future pension payments by paying voluntary contributions to the Pension Fund of Ukraine (PFU). This is especially true for those who work unofficially, has gaps in insurance experience or want to increase their pension.

At the same time, if parents are already pensioners, it is impossible to pay insurance premiums for them. However, you can increase their pension through charitable contributions. You do not need to submit any documents or attend state institutions - everything can be done online through the PFU portal without authorization.

If the contribution is made to a specific pensioner, 70% of the funds are directed to him, and the remaining 30% - to finance the pensions of other pensioners.

Who can take advantage of voluntary contributions

  • FOPs that pay a minimum ESA.
  • Ukrainians working abroad.
  • Citizens older than 16 years (not pensioners) if their data is in the register of insured persons.

How to pay the contributions online

  1. To be authorized on the PFC electronic service portal through the cape, the signature or id.gov.ua.
  2. Select the section "Communications from PFU" → "Voluntary Party Treaty".
  3. Specify who is made: for yourself (the data will be filled automatically) or for another person.
  4. Confirm the data and consent to the processing of information.
  5. Click “sign and pay”.

The amount of voluntary contribution is determined independently, but for the transfer of the full month of insurance experience the amount should be not less than the minimum insurance premium - UAH 1760 in 2025.

Ukrainians who have concluded a voluntary payment contract in 2024 can continue to pay without new agreements - they will be valid until December 31, 2025.

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